Understanding How Your Employer's Coverage Affects Your Claim
The Ohio workers' compensation system has many unique characteristics, including special distinctions between different types of employers. In order to help you get the benefits you deserve, your lawyer will need to understand how these distinctions can impact your case.
OhioBWCAttorney.com is a network of independent workers' compensation and personal injury law firms that have come forward to provide quality representation throughout the state. To schedule an appointment with an attorney in your region, contact us today.
Seeking Workers' Compensation From All Types of Ohio Employers
The type of workers' compensation insurance that your employer has affects how you make a claim and how likely it is that your employer will try to deny you any of the benefits you are seeking. The following are the major types of employers in the Ohio workers' comp system:
- State Fund employers : These employers pay premiums to the Bureau of Workers' Compensation so that the State Fund can pay for their employees' benefits. These employers still have a right and a motivation to get involved in their employees' claims.
- Self-insured employers : These employers provide workers' comp benefits to their employees directly or through a third-party administrator. Because they pay claims directly, they generally take an active interest in carefully scrutinizing those claims.
- State government agencies: The state of Ohio and all of its agencies are essentially one huge self-insured employer. The Department of Administrative Services is responsible for processing and paying workers' compensation claims by state employees.
- Noncompliant employers: Some Ohio employers do not carry the workers' compensation coverage that is required under state law. This does not impact the benefits that an injured worker is eligible to receive. Benefits for employees of these employers are paid by the state of Ohio and billed dollar-for-dollar to their employers.
To talk to an experienced attorney, call us at 888-748-1868 or e-mail us to schedule a free initial consultation. The firms participating in our group all handle claims on a contingency fee basis, so you will not owe any attorneys fees unless your lawyer helps you get compensation.
