Ohio Workers' Compensation Attorneys
The State Fund of Ohio is responsible for paying workers' compensation benefits to the employees of most employers in the state. If your employer is a State Fund employer, you need an attorney who understands the effect this can have on your workers' comp claim.
OhioBWCAttorney.com is a network of independent, experienced workers' compensation and personal injury lawyers and law firms that have come together to provide injured workers throughout Ohio with skilled guidance through the workers' compensation system.
Understanding What Is Motivating Your Employer
The State Fund is administered by the Bureau of Workers' Compensation (BWC) and funded through the premiums paid by employers that participate in the system. If your employer is a State Fund employer, you will file your workers' comp claim directly with the BWC.
State Fund employers have a right to scrutinize their employees' claims and challenge those that they believe should be denied. Their motivations for doing this are based on the premiums that they pay to the State Fund. There are two basic subcategories of State Fund employers:
- Experience-rated employers: Most Ohio employers fit into this category. Experience-rated employers pay premiums to the State Fund that are based on claims paid within the past five years. For this reason, although they are not directly paying claims, employers usually take an active interest in them throughout the five-year period.
- Retro-rated employers: These employers pay lower premiums in exchange for reimbursing the State Fund, dollar-for-dollar, for all claims paid within 10 years of an employee's injury. Retro-rated employers generally pay close attention to claims within the 10-year period and are extremely unlikely to agree to settlement offers.
An experienced Ohio workers' compensation attorney can help you determine whether your employer is a State Fund or self-insured employer and pursue the benefits you deserve.
All of the law firms participating in our group handle cases on a contingency basis, so you will not owe any attorneys fees unless your lawyer helps you get compensation. To schedule a free initial consultation, call us at 888-748-1868 or send us an e-mail.
